Interest Rates and Fees

Our interest rates and fees are simple and transparent.For a loan operating within terms we only charge one fee, an establishment fee. There are no loan administration charges, monthly account fees or bill rollover fees.

Interest rates are completely transparent with variable interest rates based on the 90 day BBSY rate which is reset monthly from public sources and a margin which is agreed between the parties. Fixed rates are available also based on a quoted swap for the period to be fixed plus the margin. There are no treasury margins applied and since we typically don’t conduct annual reviews we won’t use this as a excuse to reprice the loan.

Our interest rates and fees are typically competitive with those offered by the major Australian banks.